Get Moving with Lidia De Jesus
Affordable Housing Originator
Lidia De Jesus
Affordable Housing Originator
NMLS #2076439
Capital Region
80 Wolf Road
Albany NY, 12205
Use the link below to get started on your Home Financing application or check the status of a submitted application.
GET STARTED TODAYBusiness Hours
Monday through Friday – 8:00 a.m. to 5:00 p.m.
Bio
I have been in the banking industry for four years now. As a Loan Originator I understand that buying a home is one of the biggest investments that you will make in your life. To me, it is an honor to be able to assist you in such an important milestone. I believe that understanding time is of the essence, being an effective communicator and being proactive are key in ensuring you have a smooth road to homeownership. I am very excited to be sharing my expertise and knowledge to help pair you with the product that fits your homeownership journey the best!
Ready to Apply?
Please Have These Items Ready
- Current and Previous Addresses (2 years)
- Property Information including purchase agreement (if applicable), tax bills and homeowners insurance (if applicable)
- Current and Previous Employment Information and dates (2 years)
- Sources and income amounts for all borrowers
a. If a W2 employee, previous 2 years W2's and most recent paystub with year-to-date income
b. If rental or business income, 2 years personal and business (if applicable) signed tax returns, including all schedules
c. If retirement income, award letter, 1099 or equivalent documentation - Bank Account Statements (2 months)
- Current monthly housing expenses such as rent and mortgage payments
- Property address and Estimated Market Value for properties you own, including taxes & insurance
- If working with a real estate agent, their name, company and phone number
Required documents to apply for mortgage financing are listed in the Mortgage Financing Checklist.
